Kristina Nikipolska is a legal and risk professional with nearly a decade of experience across fintech, including crypto payments and traditional online payments. She currently serves as Associate Chief Risk & Compliance Officer at xpate, where she focuses on building practical, business-oriented risk frameworks for regulated, scaling fintechs. Kristina is also the co-founder of Regu-Learn, an edtech platform dedicated to accessible compliance and risk education. She is passionate about applied risk management and advancing female leadership in fintech.
![KEY Difference Wire](https://hipther.com/events/wp-content/uploads/2026/01/keywire.jpg")
